servicios-financieros---lineas-de-credito
Credit lines

Credit lines

At Comfenalco Valle Delagente we offer you different credit alternatives, providing you with personalized financial support so that you obtain greater opportunities for growth and comprehensive development and can fulfill your dreams.

Among our lines of credit are:

subsidy advance

It is a line of credit that grants a credit quota to the worker beneficiary of family subsidy, according to the value received monthly. For which, you must meet the requirements mentioned below, and you can only request it for the following destinations:

  • Tuition payment, purchase of school supplies and uniforms or payment of arrears pensions.
  • Health services.
  • Property tax payment.
  • SOAT purchase.
  • Purchase of computer equipment.
  • Free credit study.
  • Electronic procedure.
  • The credit amount is equivalent to 10 times the value of the monthly subsidy to which the member is entitled or up to a maximum amount of One Million Five Hundred Thousand Pesos ($1,500,000).
  • Fixed rate and fee throughout the term of the credit.
  • Life insurance that covers the debt.
  • The method of payment is by crossing with the monthly family subsidy, so you will not have to carry out any procedure to pay the fee, unless you lose the right to the family subsidy.
  • Possibility of making installments or advance payments of the debt, without receiving any type of penalty or additional charges.
  • Disbursement to your personal account.
  • Being an active worker of companies affiliated with the Comfenalco Valle Delagente Compensation Fund and beneficiary of family allowance for the last six (6) consecutive months.
  • Having a labor relationship of more than 1 consecutive year, with a permanent or indefinite contract and 3 consecutive years for types of work contracts or contracted labor.
  • Earn salary income from one (1) Current Legal Minimum Salary.
  • Be over 18 years of age and under 65 years of age
  • Have adequate credit behavior reported to the Risk Centers.
  • That the child beneficiary is not older than 17 years.

The interest rate is fixed during the term of the loan.

  • Category A:
    • Annual interest rate: 16.7%.
    • Interest Rate Month Overdue: 1.3%.
  • Category B:
    • Annual interest rate: 18.1%.
    • Interest rate Month in arrears: 1.4%.
  • Natural Person Credit Application.
  • Credit Destination Declaration
  • Family Subsidy Credit Release.
  • Signature of the blank promissory note.
  • Copy of the Identity Document extended to 150%
  • Labor certification not older than 30 days, indicating position, salary, seniority and type of contract.

Crédito Anticipo de subsidio

(602) 886 2727 Ext. 3102
Turno virtual

Crédito de libre inversión y compra de cartera

(602) 886 2727 Ext. 3103

Document Collection

Download or request the credit application at our offices and fill it out.

Attach the documents required for the application.

Download or request in our offices, the payroll and request the authorization of your company.

filing

File the documents in our offices.

sign promissory note

Approval

Comfenalco Valle delagente will validate that it complies with what is required to grant the credit.

Disbursement

Comfenalco Valle delagente will make the disbursement in the bank account registered in the credit application.

Document Collection filing Approval Disbursement
Download or request the credit application at our offices and fill it out.
Attach the documents required for the application. File the documents in our offices. Comfenalco Valle Delagente will validate that it complies with what is required to grant the credit. Comfenalco Valle Delagente will make the disbursement to the bank account registered in the credit application.
Download or request in our offices, the payroll and request the authorization of your company. sign promissory note

1

Make a credit request with our financial consultants or in our offices.

2

Fill out the forms, attach the required documents and deliver them to our financial consultants or at our offices.

3

We will inform you of the result of your request.

4

The company where you work must authorize the payroll.

5

The credit will be disbursed according to your line of credit